PAYDAY LOANS
Smart Plan Finance offers low interest rates with payday loans from R500 up to R2500. Loans are payable on next pay-day. Blacklisted clients welcome.
Flexible Loan Options
PLEASE NOTE that we DO NOT accept applications via agents, agencies or applications on behalf of someone else. Only direct, personal applications will be considered.
Flexible Loan Options
Apply Conveniently Online or via Whatsapp
Competitive interest rates
Confidential & Secure Transactions
30 days to pay
Blacklisted Clients Welcome
INSTANT MONEY
ANYTIME, ANYWHERE
In a world that never stops, your financial solutions shouldn’t either.
With Smart Plan Finance’s instant payday loans, you can stay on top of your finances, appreciate financial independence, and live for the moment. Smart Plan Finance loans are simple to apply for, approved swiftly, and transferred on the same day. We offer a Free PayDay Loan Calculator to assist our clients in managing their loan application.
To initiate the application procedure for a loan, you need to click the APPLY NOW button under our Free PayDay Loan Calculator and complete the online form on our homepage. We provide paperless, same-day loans that enable you to borrow up to R2500.
All loans are subject to approval. At Smart Plan Finance, we want to help you by providing the best service. Utilizing the newest technology, our paperless credit solution is problem-free, fast, and dependable. This online procedure guarantees your data is secure and protected. Smart Plan Finance is certified with the National Credit Act and guarantees amazing rates for our customers. Need money urgently? Smart Plan Finance is the answer. Let us solve your financial needs with a same-day loan today. For further information regarding our loans, feel free to contact us.
Just BLINK, CLICK & Experience financial relief at your fingertips.
1. Blink
Estimate your preferred loan amount using our Online Loan Calculator found on the top of homepage. We are transparent with our fees and help empower your decisions
2. Click
Click on APPLY NOW to fill in the required Application Form fields and upload your document files. We will then receive the Request, do the credit check and approve your Loan!
3. Cash
Once your Loan is approved, we will notify you about the success of your application. The loan will be transferred directly into your account within 24 hours. Simple!
FAQs
What is a short term loan?
They are short-term loans to give you quick and easy access to cash in case of an emergency or just to get you through to the end of the month.
What is the cost of a short term loan typically?
The cost of short-term loans varies depending on the amount of money that you loan and how quickly you can pay it back.
What happens if I don’t repay the loan?
Non-payment of your account will result in a R69 service fee and 5% interest added every month. If you fail to make payment for two months, your account will be handed over to an external debt collection company.
Not repaying your loan on time will decrease your credit rating and might make it difficult to qualify for finance at other credit providers in future.
How can I get a short term loan instantly?
To apply for a short term loan you’ll need just a few minutes to follow these easy steps:
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Choose your preferred loan amount and repayment date on the top os this web page. This will immediately show you the cost and interest estimates of your loan.
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You will need to fill in our Online Application Form. Provide the following details: your South Africa ID number, contact information, physical and postal address, employer details, income and expenses to get an assessment to see if you qualify for it.
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After verifying all the details provided we will inform you if you qualify for a same-day loan. If you have qualified, the loan payments are paid directly into your bank account on the very same day.
PLEASE NOTE that we DO NOT accept applications via agents, agencies or applications on behalf of someone else. Only direct, personal applications will be considered.